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Who We Are

Inspiring Values for Banking & Finance

Aaravathishan Associates is a leading valuation and engineering consultancy firm specializing in Land and Building Valuation across India, committed to delivering accurate, transparent, and compliant property valuation services to Banks, Financial Institutions, and Government Organizations. The firm plays a pivotal role in supporting India’s banking and financial ecosystem by providing credible, defensible, and insight-driven valuation reports essential for loan approvals, mortgage security, asset monitoring, and recovery assessments. Empanelled with several Public Sector Banks, Private Banks, and NBFCs, Aaravathishan Associates adheres strictly to Indian Valuation Standards (IVS) and all regulatory frameworks prescribed by the Reserve Bank of India (RBI), the Companies Act, and professional bodies such as the Indian Institution of Valuers (IIV), Institution of Valuers (IOV), and the Council of Architecture (COA), wherever applicable. Its unwavering commitment to professional integrity, technical excellence, and regulatory compliance ensures that every valuation upholds the highest standards of accuracy, transparency, and reliability.

about
Founder & CEO

Sankarasubramaniyan.V
B.E.(Civil), M.E., M.Sc.(REV), (Ph.D), M.I.S.S.E., M.I.S.T.E., M.I.E.(India), F.I.V.,
Registered Valuer/Chartered Engineer

Authored by Our Founder

Comprehensive Engineering Collection: Civil, Environmental & Structural Engineering

CEO of Aaravathishan Associates

Mr. V. Sankarasubramaniyan, the CEO of Aaravathishan Associates, is a highly experienced and respected figure in the field of Civil Engineering. With a career spanning several decades, Mr. Sankarasubramaniyan has been at the forefront of educational leadership and engineering innovation in India.

His journey began in the academic sector, where he served as the Principal of a Polytechnic College and later became the Head of the Civil Engineering Department (HOD) & Dean (Academics) in several prestigious engineering colleges. His leadership and vision contributed to shaping the careers of countless students and professionals in the field of Civil Engineering.

With an innate passion for teaching and technical advancement, Mr. Sankarasubramaniyan also held the prestigious position of Vice Principal of an Engineering College, further expanding his influence in the academic domain. His tenure in these roles showcased his ability to blend administrative skills with academic excellence, always pushing for improved infrastructure, curriculum, and industry connections.

Beyond his educational achievements, Mr. Sankarasubramaniyan has an extensive portfolio of published books in the field of Civil Engineering. His works have been instrumental in providing students and professionals with valuable insights into the complexities of civil engineering concepts and practices. His books are widely regarded as indispensable resources in many educational institutions.

With a deep-rooted understanding of both the technical and academic sides of Civil Engineering, Mr. Sankarasubramaniyan now leads Aaravathishan Associates. Under his guidance, the firm has grown to become a trusted name in the civil engineering consultancy industry, delivering innovative and sustainable solutions for a wide range of projects. His vision for the company emphasizes a strong foundation of technical expertise, ethical practices, and a commitment to building infrastructure that meets the needs of tomorrow.

Mr. Sankara Subramaniyan's leadership is driven by his core belief in continuous learning, excellence, and the application of engineering knowledge for the greater good of society. His approach to engineering solutions is always rooted in deep technical understanding and practical innovation, making him a respected leader and mentor in both the academic and professional realms of Civil Engineering.

Property Valuation Book

Air Pollution Management

by Sankarasubramaniyan.V

Real Estate Finance Book

Construction Techniques, Equipment and Practice

by Sankarasubramaniyan.V

Indian Valuation Standards Book

Environmental Engineering - I

by Sankarasubramaniyan.V

Engineering Book

Environmental Engineering - II

by Sankarasubramaniyan.V

Highway Engineering Book

Surveying - I

by Sankarasubramaniyan.V

RICS Valuation Book

Estimation and Quantity Surveying

by Sankarasubramaniyan.V

Banking & Finance Book

Water Supply Engineering

by Sankarasubramaniyan.V

Structural Engineering Book

Waste Water Engineering

by Sankarasubramaniyan.V

Wastewater Engineering Book

Highway Engineering

by Sankarasubramaniyan.V

Engineering Applications Book

Construction Materials

by Sankarasubramaniyan.V

Civil Engineering Book

Air Pollution and Control Engineering

by Sankarasubramaniyan.V

Construction Engineering Book

Concrete Technology

by Sankarasubramaniyan.V

Infrastructure Engineering Book

Transportation Engineering - I

by Sankarasubramaniyan.V

Urban Planning Book

Traffic Engineering and Management

by Sankarasubramaniyan.V

about

Our Role in the Banking Ecosystem

Supporting India's Financial Sector

At Aaravathishan Associates, we serve as a trusted pillar in India's banking and financial sector by delivering credible, defensible, and insight-driven valuation reports that underpin critical lending decisions. Our valuations are not just numbers—they are strategic tools that enable banks, NBFCs, and financial institutions to manage risk, ensure regulatory compliance, and facilitate seamless financial operations.

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Loan Approvals & Risk Mitigation

RBI-compliant valuations deliver precise LTV ratios, fair market value, and realizable value—enabling confident, risk-minimized lending decisions.

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Mortgage Security & Compliance

Detailed collateral verification ensures legal soundness, physical integrity, and encumbrance-free status, fully aligned with RBI & IBA guidelines.

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Asset Monitoring & Recovery

Periodic revaluations and distress-sale analysis empower NPA management and SARFAESI proceedings with actionable, defensible insights.

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Regulatory Adherence & Professional Standards

Ensuring Compliance and Excellence

At Aaravathishan Associates, every valuation and engineering deliverable is grounded in uncompromising regulatory adherence and professional standards. We strictly follow Indian Valuation Standards (IVS 2018) for methodology, transparency, and reporting consistency, while our empanelment with public sector banks, private banks, and NBFCs ensures full alignment with RBI Master Directions on asset classification, LTV norms, and SARFAESI compliance. Led by a Registered Valuer recognized by the Indian Institution of Valuers (IIV) and Institution of Valuers (IOV), our practice upholds ethical rigor and technical excellence. Additionally, structural designs and stability certifications are issued by COA-compliant Class I A Panel Engineers, guaranteeing code-compliant and legally sound outputs. Through a rigorous multi-level review process, we deliver audit-ready, defensible reports that consistently meet the scrutiny of regulators, financial institutions, and legal authorities.

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Compliance Rate

about about
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Our Core Values

Defining Our Work and Relationships

01

Accuracy

We deliver precise, data-driven valuations and engineering solutions backed by on-site verification, market intelligence, and technical rigor—ensuring zero margin for error in critical financial decisions.

02

Transparency

Every report details methodology, assumptions, and market evidence in clear, compliant language, empowering clients with full visibility and confidence in our findings.

03

Integrity

Independence and ethical practice are non-negotiable. We maintain impartiality in every assignment, adhering strictly to regulatory and professional codes without compromise.

04

Reliability

Timely delivery, consistent quality, and audit-ready documentation make us a trusted partner for banks, institutions, and legal proceedings across India.

Our Core Strengths

We Are Experts In Property Valuation & Engineering

At Aaravathishan Associates, we are committed to delivering ethical, insight-driven, and RBI-compliant valuation practices that empower banks, financial institutions, and government bodies with accurate, transparent, and defensible reports. We strive to uphold the highest standards of professional integrity while providing strategic clarity that strengthens lending decisions, mitigates risk, and fosters trust across India’s financial ecosystem.

To be India’s most trusted and respected valuation partner for the banking and financial sector — delivering accurate, ethical, and insight-driven valuations that empower sound financial decisions and promote responsible lending. We aspire to set new benchmarks in professional excellence, transparency, and innovation, strengthening the credibility and growth of India’s valuation ecosystem.